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XX公共英语考试二级阅读材料精选 xx年上半年已开始复习,为了帮助广阔考生更好备考xx年PETS1考试,以下是网的关于公共英语考试二级阅读材料精选,供大家备考 买房前须知 Buyingahouseisanexcitingbutscarystep.Homeownershipmeansmakinganinvestmentinyourfuturebutitalsomeansmittingtostayputatleastforawhile.Beforeyoumakethatmitmentyoushouldensureyouaremakinganinformeddecisionandnotonebasedonhowbeautifulthehomeisoryourdesiretobeonyourown. 买房子是令人兴奋却又让人慌乱的一步房屋所有权意味着对你的未来做了一次投资,此外也表示将承诺扎根于此,至少也会是一段时间在你做出承诺前,你应该明了你正在做一项明智的决定,而不是因为房子是多么漂亮或是你渴望能独立
1.YourFinancialSituation 你的财务状况 Justbecauseyouqualifyforaloandoesnotnecessarilymeanyoushouldtakealoan.Ontheotherhandifyoudontthinkyoucanqualifyforaloanyoumightbemistaken.Whenyouconsiderbuyingahomesitdownwithaprofessional--aloancounseloratyourbankorarepresentativefromtheU.S.HousingandUrbanDevelopmentforinstance--anddiscussyouroptions.Havetaxandinedocumentsreadyaswellasalistofyourexpensesandacopyofyourcreditreport. 仅仅因为你够资格去贷款也不意味着你应该贷款换句话说,如果你认为自己没有资格申请贷款,那你可能误解了当你在考虑买房时,和专业人士一起坐着谈谈你的选择——比方说银行的贷款咨询参谋或是美国住房和城市开展部的办事员准备好税收和收入的文件证明,以及开销清单和一份信用报告 AordingtoNMoneyyoushouldtrytofindahomethatistwoandahalftimesyouryearlysalary.Soifyouhaveayearlysalaryof$40000youshouldnotchooseahousethatcostsmorethan$
120000.Howeverifyouhavelargeloanpaymentsorotherexpensesyoumaynotwanttoorbequalifiedtogothathigh.Asktheprofessionaltohelpyougetagoodpictureofyourearningsexpensesandhowtheywouldchangeifyouboughtahome. 根据N财经频道,你找的房子房价应该是你年薪的
2.5倍所以,如果你年薪40000美元,你不应该选本钱超过120000美元的房子然而,如果你有大额贷款或其它开销,你可能不会想或是没有资格去申请那么多的贷款咨询专业人士,让他们帮你明了你的收入、支出,以及如果你想买房收支应该做哪些调整
2.HomesHistory 房屋概况 Abeautifulhomeonseveralacresofgreenyardmightlookappealingbutthatprettypicturecouldbehidingproblemsthatwillcostyouthousandsofdollarsandhoursoflostsleepinthelongrun.AordingtotheAmericanAssociationofRealtorsyoushouldfindoutasmuchasyoucanaboutthehomebeforeyoubuy. 带有几亩绿地庭院的漂亮房子可能看起来很有吸引力,但这美丽的画面背后可能隐藏着诸多问题,从长远来看,这些问题将花费你上千美元,以及引发不少失眠据美国房地产经纪人协会的建议,在你买房前,你应该找出尽可能多的关于这个房子的情况 Evenissuesthathavebeenrepairedcangiveyouinsightintowhatproblemsyoumightbefacingafewyearsdowntheroad.Getahomeinspectionandcarefullygoovertheresultswithyourinspector.Ifanythinginthehomemakesyoususpiciousdonthesitatetoorderanotherinspectionfromadifferentpany. 即使问题已经解决,在接下来的几年时间里你可以对将来要面临的问题做到心中有数对房子做检查,认认真真地和检查人员审视检查结果如果你对房子有任何疑虑,毫不犹豫地请另一家公司再做一次检查
3.Neighborhood模板内容仅供参考 。