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合同编号__________Borrowing AgreementThisBorrowing Agreementthe“Agreement”is madeand enteredintoon this_______day of____________,2024,and between:Lender:____________________________A panyorganized andexisting underthe laws of____________________,with aregistered addressat____________________________.Hereinafter referredto asthe“Lender”Borrower:____________________________A panyorganized andexisting underthe lawsof____________________,with aregistered addressat____________________________.Hereinafter referredto asthe“Borrower”WITNESSETH:
1.贷款金额与用途
1.1The Lenderagrees tolend to the Borrower,and the Borrower agreestoborrow fromthe Lender,an amountof upto_______Dollars$_______the“Principal Amount”,which shall be usedthe Borrowerfor thepurposeof____________________________________________.
1.2The Borrowershall drawdown the Principal Amountin accordancewith the termsand conditionsset forth in this Agreement.
2.贷款期限
2.1The termof the loan the“Loan Term”shall menceon the datehereof andshall expireon the_______day of____________,202____.
2.2The Borrowershall repaythe Principal Amount,together withinterest thereon,in accordance withtherepayment scheduleset forthin thisAgreement.
3.利息
3.1The Borrowershall payinterest on the outstandingPrincipalAmount fromthe date of theadvance of the loanuntil thedate offullrepayment of the PrincipalAmount,at anannual interestrate of_______percent_______%.
3.2Interest shallbe calculatedon a____________________basis andshallbe payableonthelast dayof eachcalendar monthduring theLoanTerm.
4.还款
4.1The Borrowershall makemonthly installmentsof principalandinterest inthe amountof_______Dollars$_______each,mencing onthefirst dayof thesecond monthfollowing thedateofadvance oftheloanandcontinuing monthlythereafter untilthe PrincipalAmount isfully repd.
4.2The Borrowermay prepaythePrincipalAmount,in wholeor inpart,at anytime withoutpenalty,upon notless than_______days’prior writtennoticeto the Lender.
5.保证与承诺
5.1The Borrowerrepresents andwarrants tothe Lenderthat:a Ithas thefull legalcapacity andauthority toenter intothisAgreement andto performits obligations hereunder;b Theexecution anddelivery ofthis Agreementand theperformanceof itsobligationshereunderdo notand willnot conflictwith anylaw,regulation,or orderapplicable toit orany ofits assets;c Itis notin defaultunder anyexisting loanor creditagreement withanyfinancial institution;andd Allinformation providedit tothe Lenderin connectionwith thisAgreementis true,accurate,and pletein allmaterial respects.
5.2The Borroweragrees toindemnify andhold harmlessthe Lenderfromany andall losses,clms,demands,actions,suits,or proceedingscollectively,“Losses”arising outof orin connectionwith anybreach oftherepresentations andwarranties setforthinthis Agreement.
6.违约
6.1If theBorrower flsto makeany paymentrequired underthisAgreement whendue,or iftheBorrowerbreaches anyother termorcondition ofthisAgreement,theLendermay declarethe entireoutstandingPrincipal Amount,together withall accruedand unpdinterestthereon,to beimmediatelydue andpayable,without noticeor demand.
7.适用法律与争议解决
7.1This Agreementshallbegoverned andconstrued inaccordancewith thelawsofthe Stateof____________________.
7.2Any disputesarising outof orin connectionwith thisAgreementshall befinally settledarbitration inaccordancewiththe rulesofthe____________________Arbitration Association.
8.完整协议
8.1This Agreementconstitutes theentire agreementbetween thepartieswith respecttothesubject matterhereof andsupersedes allprioragreements,understandings,negotiations,and discussions,whether oralorwritten,ofthe parties.IN WITNESSWHEREOF,thepartieshave executedthis BorrowingAgreementas ofthedatefirst abovewritten.Lender:____________________________By:_____________________________Name:____________________________Title:____________________________注意事项
1.合同的签订确保所有合同方的授权代表在合同上签字,并加盖公司公章解决办法在合同中明确授权代表的权限,并要求双方提供授权书
2.贷款用途确保合同中明确约定贷款的具体用途解决办法在合同中列明贷款的具体用途,并约定用途变更的程序
3.还款计划确保合同中约定的还款计划合理,避免还款压力过大解决办法在合同中约定灵活的还款计划,可根据借款方的实际情况进行调整
4.利率调整确保合同中明确约定利率调整的条件和方式解决办法在合同中列明利率调整的条件和方式,并提供透明的计算公式
5.违约责任确保合同中明确约定违约责任,以保护合同方的权益解决办法在合同中约定明确的违约责任,包括违约金、赔偿责任等
6.法律适用确保合同中明确约定适用的法律解决办法在合同中明确约定适用的法律,并约定争议解决方式
7.合同的变更和解除确保合同中明确约定合同变更和解除的条件和程序解决办法在合同中列明合同变更和解除的条件和程序,并约定相应的法律后果法律名词及名词解释
1.借款方(Borrower)指在本合同中向贷款方借款的当事人
2.贷款方(Lender)指在本合同中向借款方提供贷款的当事人
3.贷款金额(PrincipalAmount)指合同约定的借款方可以借款的最高金额
4.贷款期限(Loan Term)指合同约定的借款方还款的时间期限
5.利息(Interest)指借款方因借款而需支付给贷款方的费用
6.还款(Repayment)指借款方按照合同约定的方式和期限归还贷款本金和利息的行为
7.违约(Default)指借款方未按照合同约定履行还款义务的行为
8.保证(Guarantee)指合同一方对另一方的权利和利益进行担保的行为
9.适用法律(Applicable Law)指合同中约定的用于解决合同争议的法律
10.争议解决(Dispute Resolution)指合同双方通过协商、调解、仲裁或诉讼等方式解决合同争议的行为应用场合
1.企业间借款适用于两家企业之间进行资金融通的情况
2.个人与企业借款适用于个人向企业或企业向个人借款的情况
3.银行与企业借款适用于银行向企业提供贷款的情况补充条款
1.借款用途变更约定在特定情况下,借款方可以变更贷款用途,并规定相应的程序
2.贷款展期约定在借款方无法按时还款时,可以申请贷款展期,并规定展期的条件及利率
3.违约行为列举具体的违约行为,并约定相应的违约责任
4.利率调整机制约定在特定情况下,可以调整贷款利率的机制
5.提前还款约定借款方可以提前还款,并规定提前还款的条件及利息处理方式附件列表
1.借款申请书借款方提交的申请借款的文件
2.借款合同附件包括贷款用途说明、还款计划表等
3.授权书授权代表签字时的授权证明文件
4.担保协议如有担保,需提供担保方与贷款方签订的担保协议
5.相关法律法规涉及贷款合同的法律、法规及政策文件
6.其他附件根据具体情况,可能需要提供的其他相关文件。